"not been transferred?" What is that supposed to mean?

Nevermind, I doubt even you know what you're trying to say, Shill.

Posters, ANYONE asking for money to "vouch" for a loan or for "processing fees" is a SCAMMER. Advanced fee loans are illegal for a reason.

http://www.consumer.ftc.gov/articles/0078-advance-fee-loans

"Fees that aren't disclosed clearly or prominently. Scam lenders may say you’ve been approved for a loan, then call or email demanding a fee before you can get the money. Any up-front fee that the lender wants to collect before granting the loan is a cue to walk away, especially if you’re told it’s for “insurance,” “processing,” or just “paperwork."'

http://www.bbb.org/us/article/ftc--the-truth- ... loan-scams-4689

"According to law enforcement agencies in the U.S. and Canada, ads and promotions for advance-fee loans suggest — or even “guarantee” — that there’s a high likelihood that a loan will be approved, regardless of the applicant’s credit history. But to take advantage of the offer, the consumer has to pay a fee. The catch? The scam artist takes off with your fee, and the loan never materializes."


http://www.fraud.org/scams/direct-marketing/advance-fee-loans

"Don’t pay upfront. It’s against the law for telemarketers to charge any fees in advance if they guarantee or claim that it’s likely that they can help you get a loan."