I gor a letter telling me I qualified for a loan and did the online application, but have never gotten a yes or no from Discover. The woman is name ERICA and she wanted my last two bank statements from me, but I didn't submit them because I felt by getting the letter I had already qualified for a $5,000.00 loan and didn't need to sent in any more proof of my income. I keep getting a phone call from Region Bank, but can never get anyone when I call back, so this tells me someone applied for a loan in my name and may this may mess up my credit rating.