I get these calls all the time, now I'm getting emails threatening to file fraud charges and they have all kinds of information about me but wont give me details of when this supposed loan was taken out. I have never taken out a loan online, so I dont know what they are talking about. If this was in "collections" wouldn't it show up on my credit report? My bank account has been hacked twice so I'm very paranoid. Also when I get emails it's from a
[email protected] would a legit debt collector use a gmail account as their email??? Also would they threaten to arrest you? So irritated