Agreed. There is always a simpler, quicker resolution to most issues. Unfortunately, even proof is provided, absolutely nothing changes in relation to them resolving the issue for 99% of the people that ask for it and is provided to them. WWJD
The address you gave seems to belong to an Interim Healthcare in West Columbia a Home Health Agency.
There also seems to be a First American Solutions in Suite E rather than F ... did you move? Oh ... that company's phone number seems NOT to be the one listed in this thread.
However, now that you have given your information (and possibly your real name), BigA can pursue further investigation. So far, First American Solutions seems to be legitimate, but we do not know if you follow FDCPA rules for all your calls.
It's always telling when these complaints are resolved and found NOT to be true, legitimate complaints, they won't go back and post a retraction to their previous comments. We've learned that providing proof of the actual communications always dismisses the statements by the complainant. We aren't allowed to post the individuals' names, but I've NEVER been rude to anyone seven when I was being cursed out just for calling or sending a letter. Anyone who has had a legitimate interaction with me or anyone else with our company, if they we're being brutally honest, would never be able to say we/I was rude. Contrary, to what is thought, we're just trying to come to a fair resolution to whatever the issue is at hand. Calmly, professionally and amicably. We have no interest in offending anyone regardless of whether they resolve their issue or not. We want them to be treated with kindness, professionalism and fairness. Period. I'm quite aware this is an exercise in futility. People are going to believe what they want to believe, whether they have proof or not. I will not troll these posts moving forward. Call me or make an appointment to visit the office to sit and talk to me. After that, make your own conclusion. God Bless!
What I was able to get on these crooks in a few minutes. I may update this later.
You need to send them a certified, return receipt debt validation, cease and desist calling, or "not me" letter (think of it as the best $6.47 you ever invested). Also send it first class mail in case no one will sign for it. Make a notation of that fact at the bottom of the letter. You also need to report them to the proper agencies to which I have provided links to. Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment. If everyone did these three things, these crooks would be bankrupt and we would all be the richer for it. Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front): http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All
Everything else you need to know follows including at least two agencies where you should report their criminal activities.
FIRST AMERICAN SOLUTIONS, LLC. AKA CK ASSET HOLDINGS, LLC
Number threads associated with these crooks: http://800notes.com/Phone.aspx/1-877-204-5774/2
http://800notes.com/Phone.aspx/1-803-675-5213#p1218572066202781107
They don’t seem to have a website.
BBB gives them an A+ rating with 2 very interesting complaints (and exchanges): https://www.bbb.org/columbia/business-reviews ... bia-sc-34069281
South Carolina Dept. of State info:
FIRST AMERICAN SOLUTIONS LLC
Corporate Information
Entity Type Limited Liability Company
Status Good Standing
Domestic/Foreign Domestic
Incorporated State South Carolina
Important Dates
Effective Date 09/30/2010
Expiration Date N/A
Term End Date N/A
Dissolved Date N/A
Registered Agent
Agent KENNETH JONES
Address 3937 SUNSET BLVD
WEST COLUMBIA, South Carolina 29169
CK ASSET HOLDINGS, LLC
Corporate Information
Entity Type Limited Liability Company
Status Good Standing
Domestic/Foreign Domestic
Incorporated State South Carolina
Important Dates
Effective Date 09/30/2010
Expiration Date N/A
Term End Date N/A
Dissolved Date N/A
Registered Agent
Agent KENNETH JONES
Address 809 E MAIN ST #1221
LEXINGTON, South Carolina 29072
Other complaints:
http://www.ripoffreport.com/reports/first-american-solutions/west-columbia-south-carolina-29169/first-american-solutions-scammers-west-columbia-south-carolina-870545
Looks like they have been sued:
https://www.law360.com/cases/4dc51ca31d9ed12cb6000001
https://www.pacermonitor.com/public/case/4046 ... _Solutions,_LLC
It is incumbent upon them under the law to prove that the debt exists and that you owe it, and that they have the legal right to collect it. You are not obligated under the law to prove that you don’t owe or that it is paid.
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://800notes.com/faq/attorney-general
Guess what? It's not my responsibility to prove I don't owe the debt, it's yours to prove I do. I don't have to give you a copy of my PIF letter, you need to mail me proof of the debt you're trying to collect.