BEWARE they are a scam posing as a collection agcy. They use old data from old banks and collection accounts in most cases charged off your cred report. Expecting you to submit or give payment thru the phone to avoid collection purposes. DO NOT give any info and REPORT THEM to the local FDIC as I DID.
There is a way to make them pay for every penny so DO IT. And remember takes a con to know a con
I check this sight a lot as I was getting tons of calls for a while but have since cleaned my credit report up and have paid off everything. So when I still get calls occasionally I will check the number here. Now that I know what's going on I look forward to receving them and totally toy with them.
Texas has some awesome laws to protect us. You can read here even if not in texas to get an idea of what your rights are. Never confirm any data with the caller. Ask everything up front and have them send you documentation before doing anything at all. Also check your credit report regularly.
have been receiving harrassing calls from this # they are demanding the cc # i paid a 3rd party for the payday loan i was in default with which was paid off! they are now threatening to file a subpena if i do not pay them 354.00