This number, I believe was fraudulently attempting to obtain my banking information to pay a debt to columbia house. He stated that I owed a small amount of 181$ (even I guess, no specifics)
He refused to send any itemized information by mail and stated that I was on a recorded line, that they would mark me as a refusal and that they would pursue employment garnishment.
I mentioned on his recorded line that I was not going to give that information on the phone and that they could mail an itemized list to my address. He refused to do this, as well as spoke over me refusing to listen to me any longer. I voiced very loudly over him that this was fraudulent and that if there was an itemized listing of this supposed 'debt' I would be very happy to review it.
Columbia house, indeed. What is it? 1995?
I've sent a Cease Communication letter to them and am currently listed on the do not call list.
This is beyond fraudulent. I've never had a Columbia House in my name.
Write them a Cease Communication/Validation letter such as this:
Dynamic Recovery Solutions
POB 25759
Greenville SC 29616
date:
To whom this may concern:
RE: Calls made from 866-522-2720 to 832-000-0000
CEASE COMMUNICATION
In response to your phone calls to 832-000-0000 for (insert name).
According to the Fair Debt Collection Practices Act, [15 USC 1692c] Section 805(c): CEASING COMMUNICATION: You must cease all communication with after being notified in writing that communication must cease. Therefore, you are commanded to stop calling for (insert name) at any phone number at any time, this includes computer generated calls!
In accordance with the FDCPA, now that you have received this "CEASE COMMUNICATION" letter, you may only contact (insert name) by letter to inform that you have (under [15 USC 1692g] Section 809(b)) VALIDATION of a debt and can provide competent evidence of the following information:
• A detailed accounting of what you claim is owed.
• All copies of any papers that prove legal agreement to pay you what you claim are owed.
• A verification or copy of any judgment if applicable.
• Complete payment history and copy of the original signed loan agreement or credit card application.
• The Statute of Limitations has not expired on this account in the State of (your state).
• Confirm that you are licensed to collect in the State of (your state).
• Your license numbers and Registered Agent.
Or, that you are terminating further collection efforts.
If you or your offices have reported invalidated information to any Credit Bureau including any of the 3 major Credit Bureau’s (Equifax, Experian or TransUnion) this action will constitute fraud under both Federal and State Laws. If any negative mark is found on any credit reports by your company or the company that you represent, legal action will be pursued against you for the following:
• Violation of the Fair Credit Reporting Act
• Violation of the Fair Debt Collection Practices Act
• Defamation of Character
Accurate records will be kept of all correspondence from you and your company, including tape recording all phone calls. If you continue to call, all available legal actions WILL BE PURSUED.
Note: A violation of the Texas Debt Collection Act (TDCA) is also a violation of the Texas Deceptive Trade Practices Act which provides for TRIPLE damages.
This number, I believe was fraudulently attempting to obtain my banking information to pay a debt to columbia house. He stated that I owed a small amount of 181$ (even I guess, no specifics)
He refused to send any itemized information by mail and stated that I was on a recorded line, that they would mark me as a refusal and that they would pursue employment garnishment.
I mentioned on his recorded line that I was not going to give that information on the phone and that they could mail an itemized list to my address. He refused to do this, as well as spoke over me refusing to listen to me any longer. I voiced very loudly over him that this was fraudulent and that if there was an itemized listing of this supposed 'debt' I would be very happy to review it.
Columbia house, indeed. What is it? 1995?
I've sent a Cease Communication letter to them and am currently listed on the do not call list.
This is beyond fraudulent. I've never had a Columbia House in my name.
Just recieved a call from this company claiming I owed money for a Columbia House debt I incurred back in 2006. I pull my credit reports every year and that debt has never shown up at any time on my credit report.
The lady asked for my e-mail and I refused to give her any information although she had my home address information and my cell phone number which she called me on.
I get calls daily from 512-532-8633 I do not answer calls I do not recognize, it goes to the answering machine with a robo voice saying he is Nicolaus Rodriguez and that there is an important court matter I need to clear up and to call a 800 number. I do not take this seriously because if you have a matter such as this you will be notified by certified mail.