Called before 8am - female with heavy Philippian accent, solicitation follow up to a mailed mortgage refi program that was not received. When I told the caller to kindly remove my phone number from her call list, she demanded to know why. I asked her if she understood what I just told her, she said "yes," I replied "good" and then I ended the call. The number is bogus as there is no 015 exchange in area code 808. Caller ID lists "Name Unavailable."