} "No collections agency would ever call from a cell phone.
Don't be too sure. At ruder agencies the reps may use their mobile devices to keep lawbreaking behavior off the in-house record. Anyway, if your name is really on some account, they have five days to send you a dunning letter. You may be right, that the company is as nonexistent as the debt claim.
Learn how to exercise your FDCPA rights as an alleged debtor at FTC-dot-gov.
http://www.ftc.gov/os/statutes/fdcpajump.shtm
This guy has got to be a scam artist and I am going to report him to the HPD. He has been harassing my family with numerous phone call. My aunt said he has been trying to get a hold of me but doesn't want to reveal to her what it is that he wants. So I called yesterday and found out that he was claiming I owe $2346 for the Bank of Hawaii. Records I have shown that these are accounts already closed out and belonged to my deceased mother. So this fool is up to no good.
I just got a phone call from this guy. He was extremely rude and kept dodging my inquiries. He was telling me that he was a collections agency (with no name) and that I owed money to waimea clinic as a copay. I never went to a clinic. As I asked more questions as to what the bill was about, he could not give me the name of the doctor and kept asking how I wanted to pay for it. He also said that if he got the wrong person, how did he know my name and phone number. In the end he told me it would mark my credit and he hung up on me. No collections agency would ever call from a cell phone. And if he was for real he should have been able to produce papers and a name for his agency. And for the record, there is no such thing as waimea clinic on Kauai. Don't give this guy your info!
} "No collections agency would ever call from a cell phone.
Don't be too sure. At ruder agencies the reps may use their mobile devices to keep lawbreaking behavior off the in-house record. Anyway, if your name is really on some account, they have five days to send you a dunning letter. You may be right, that the company is as nonexistent as the debt claim.
Learn how to exercise your FDCPA rights as an alleged debtor at FTC-dot-gov.
http://www.ftc.gov/os/statutes/fdcpajump.shtm
He has called my house, my boyfriend , As well as my place of work demanding to speak to me. HE IS VERY RUDE and i have no idea why he is calling. he said his name is JOE KAM???