got a call from them stating they were an arbitration company collecting for payday loans I supposedly got from two online loan companies. they said they were representing SAGAMORE, BIG RED FLAG AS THAT HAS BEEN ASSOCIATED WITH OTHER SCAMS ON THE PHONE, a company that gave the money for the loans. I informed them I never got any online loans and after threatening they were going to take me to court I said I needed proof of the debt. She told me I would have to pay the loans first, ANOTHER RED FLAG, before I can get any information on the debt. I stated again I need the info on the debt before I do anything, she said she would see me in  court Monday. well its been a week since 9/25 and no court documents. ITS A SCAM