This is the same company that calls from different numbers with the msg.."this is your final opportunity to lower your credit card rate"  I get 1 or 2 calls from this company every day.. I have tried politely telling them I don't have any credit card debt and to stop calling me, I have disconnected the call as soon as it rings, I have threatened to file complaint with the state attorney, nothing works.  I don't know how to stop this harassment!!! I have talked to a human and asked what company this is and all they say is they work with all the major credit card companies.