This woman called my husband's cell phone number looking for me. She left a voicemail claiming there is a pending case against me and a lawsuit for two claims was going to be filed against me. She said they were calling to get a statement from me or my attorney concerning these legal actions and left that phone number to call her back.
They don't even verify that they have the right person when they call - they just leave all of this personal information in voice mail!
Don't ever fall for a call like this. If you are really being sued, you'll get plenty of WRITTEN notice and it will be sent via certified mail, or even served by a constable.
This woman called my husband's cell phone number looking for me. She left a voicemail claiming there is a pending case against me and a lawsuit for two claims was going to be filed against me. She said they were calling to get a statement from me or my attorney concerning these legal actions and left that phone number to call her back.
They don't even verify that they have the right person when they call - they just leave all of this personal information in voice mail!
Don't ever fall for a call like this. If you are really being sued, you'll get plenty of WRITTEN notice and it will be sent via certified mail, or even served by a constable.
Was this an actual Attorney office? My sister got this call but was for me and they mention the same things saying if I don't call back that they will have a warrent for my arrest. I don't believe this is legit. Same number same person called.
Section 809 of the FDCPA http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf requires 3rd-party debt collectors to give debtors written notice of debt (the key word is *shall*) :
"§ 809. Validation of debts
(a) Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing—
(1) the amount of the debt;
(2) the name of the creditor to whom the debt is owed;
(3) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector;
(4) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector; and
(5) a statement that, upon the consumer’s written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor."