They called me at work, gave me the last 4 of my S.S and stated my current address as well. They are asking for immediate payment. How legit is this person
They called me at work, gave me the last 4 of my S.S and stated my current address as well. They are asking for immediate payment. How legit is this person
814-281-2007 and caller ID # calls 515-344-3550 is now harrassing me on on work #..also, Chapter #13 and should not be getting these calls..I have reported their numbers. Also, now this officer is yelling at me and interrupting my workday!
Most likely a scammer:
http://www.consumerfraudreporting.org/debtcollection.php
"What types of debt collection practices are prohibited?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact.
What is considered harassment?
Harassment is difficult to describe in exact terms, but it usually means that a collector used obscene or threatening language with you. This includes calling you names, demeaning your occupation, or questioning the decisions that lead to your account being placed with a collection agency. It is also considered harassment to contact you at unusual hours (usually defined as before 8:00 a.m. or after 9:00 p.m.), or to call so often that it becomes harassing. Remember it is not against the law to be rude, and there is a distinction between rudeness and harassment."
http://ftc.gov/opa/2012/02/acc.shtm
You can sue the collector for call you:
http://www.bankruptcylawnetwork.com/post-disc ... ity-is-illegal/