I've been having the same problem which starter last week. They started calling me saying that there was an uncollected debt that i havn't paid. The thing is that I never got a loan from anywhere and they are telling me that they deposite into my account and that i took it out right away. I checked my back statements and it dosent show me any deposites from a loan market or anything. When i called back and left a message i asked the guy for more information about where the loan is from, when they deposite it into my accout. I was at work when he called back like at 8 a.m. He seem bothered like if i didnt know the situation. What do you think i should do about it? Ignor it and changed my bank account? Should i be worried about this?
A suspicious caller called and left this number: 814-334-1013. He says his name is Mr. White another suspicious caller and he is saying something about someone have my Social Security numberand name on file or something that sounds very suspicious and threatening. I need these people to stop calling me on my job....!!!!!!!!
Received call from this number. First it came up all zeros - which should tip you off right away about the credibility of the caller. Found out that their return number is 814-334-1013. I called back and talked to a person by the name of Daniel. He indicated that the debt was for an old pay-day loan. I have never had any payday loans, and I told him so. I informed him that I disputed the validity of the debt, and that I wanted verification of the debt and amount. He indicated that he would send it to me, and he never did.
It is my suspicion that this company (who will not identify themselves on the phone) is using the collection venue to scam citizens. They call you, tell you that you have a debt with them, and then ask you to pay it either by a credit card number, or a check-by-phone. They prey on people who have credit issues, and will make some payment in order to avoid the conflict of dealing with their harassment.
THIS IS HOW YOU NEED TO RESPOND. First, tell them that you dispute the validity of their debt, and ask that they provide you with written verification of the debt. Under the Fair Debt Collection Act, they must comply. If they refuse to comply, just ignore them. Hang up on them if they call and are not working toward an amicable resolution of your request to be provided with the validity of the debt. Keep in mind, nothing says that you have to stay on the line, you can hang up on them at any time. IF you do hang up on them, again, under the Fair Debt Collection Act they can only call you once per day (as they are representing themselves as being a collection "representative" for some other creditor - thus the Fair Debt Collection Act applies to their activity). As well, they must inform you in every conversation that they are attempting to collect upon a debt. Keep good notes of their calls, numbers of calls, times of day of each call, and the subject matter of their conversation - and, when you are good a pissed off, take it to a debtor's attorney to have them sanctioned for violating your rights as a debtor (for the very few of you who may acutally have a debt upon which they are calling)>
Ditto!!!!! I received the same call on 01/5/12 from John White of PNC Services. He had an Indian Accent and these people have been threatening me over a year and I refuse to respond to their threats. Do they think we are stupid and will pay them any money????? Our identity has been jeopardized and these foreigners should be prosecuted for their criminal attacks on the US Citizens.
these persons are just trying to help us out, i made my complete payments to them for all of my outstanding loans and guess what...!!!
they even sent me my OOCR certificate and a settlement break-up letter at my doorsteps and even my credit score got boosted up....thanks to these people. god bless'em.
How nice for you that you have such a healthy fantasy life in which "helpful" debt collectors are the kind which make illegal threats and paying nonexistent debt magically improves your credit rating.