This number belongs to a collections agency who scams people. They make up a bogus creditor's name and they send letters to people they can target. On the letter it says that the addressee owes money to a creditor. They'll also bug you with phone calls. Don't answer their phone calls; they're a hoax...another scheme to scam people...they're after your money and credit cards!!! I don't know how they get the addresses and phone numbers but they can also be bought from a third party. The letter I got didn't even have a correct address. Rule of thumb, normally if you forget to pay a creditor, they normally call and write you a number of times before they report you to the credit card bureau...but they don't report you to a collections agency! In my case, I didn't get any phone calls nor letters from the so-called creditor that this agency listed on the letter. Why? It's because the creditor is bogus or it's not even a creditor!!! BEWARE!!! I'll post the name of the collections agency as soon as I get it. But the person name is the same one that screenname "Quiet" mentioned, Raul Martinez.
Received a voice mail on 6.30.09 on my work phone number to call Joshua at Cedar Financial immediately at 818-224-3357, ext. 737, re Case #83829 that's been filed in his office. I called and they asked me if I knew a person named Jay or Jake Thompson, and this person had mentioned my name in some application. I said no, and they said then please disregard this call. They also said they had already spoken to my daughter as well. I confirmed with my daughter that she received the call as well. Thinking back, the two men I spoke to on the phone sounded young and not very professional.
I do not agree that Cedar Financial is a fraudulent company. Actually my outstanding balance with one of my creditor's was reported to the credit bureaus by them. Once I called and resolved the balance my credit bureau file was updated. A fraudulent company would not have such capabilities. I think you should double check your records.
Cedar Financial is currently trying to collect a debt from me. I am 99% positive it's not a scam--like Kathy above, a creditor referred my case to them. But while they may be legit, that guy Jake from Cedar Financial is COMPLETELY UNPROFESSIONAL. He's been fired or has quit since August, but it was like the company hired a d-bag from Budweiser commercial. Not cool and doesn't inspire confidence.
Cedar Financial does not comply with Fair Debt Collection practices according to US and State of Ca Statutes. We received a letter from them with no details, no info about originating creditor, just a demand for $4000. We wrote back within the 30 day limit asking for this info, no reply. They must give this info in writing or cease their collection action. Daily phone calls from them began, we did not respond, no point, the caller sounded inebriated on our answering machine. Sent letter #2, no reply. Now, Cedar has posted this "debt" on our credit reports. All of our creditors are paid on time or paid off, excellent credit. We have no idea where this "debt" is coming from. Now we will hire an attorney to clear it up, since Cedar does not respond to us. If you go to their Website, you will be shown a very professional jazzy site. Doesn't fit the reality at all. They do not obey the law.