Woodforest Bank, collection agency that harasses you if you dont make a payment? Lady has called me twice and has demanded money or a lawsuit would be brought against me within 48 hours if I did not pay!! When I told her that I would rather talk to an actula WF Banker she says youre a grown women and need to pay your bills and you are wasting time.
I politely hang up in her face as she continued to be rude to me!!
I am receiving the same calls, and now they are starting to call my job. I told her today that if they do not stop calling me at work that I will lose my job, so she said well I don't know what to tell you. Then continued to say that if no payment is made in the next week that there will be more trouble because of a lawsuit. I told her that I will be talking with my lawyer and if the calls continue at my job that I will file harrassment charges against them. She was VERY rude and continued to tell me that there was nothing a lawyer could do. I politely told her that I would be talking with an actually WF banker from now, so stop calling me.
I have received several calls form these people. Upon the first call I told them to put it in writing and then I would discuss it with them. They are called Mirand Response Systems. They called me four times after I requested they put it in writing. Each time I told them again that I had requested them to put it in writing and would not discuss it with them. If I owe the debt fine, prove to me you own the debt then I will pay it. These people have no desire to prove to you they own the debt. I filed a complaint with the BBB and the Federal Trades Commission and will file one with the TX Atty General's office. I had heard nothing from the BBB and yesterday after the 4th call from them I wrote them a dispute letter and a Cease and Desist Letter and e-mailed it to the person listed ont he Mirand Response Systems web site. Funny how my letter stated I had already sent a complaint to the BBB and the person I e-mailed yesterday decided to respond to my BBB complaint. And once again, the person just said they did not break any laws and would return the debt back to the client and not contact me again, but not once did they say they would put it to me in writing and send it to me. So all I can conclude from this is these people are frauds. I encourage everyone who is getting calls form these people to follow the steps and write them the letters. It is within your rights to have them prove to you that they own the debt.
this is so funny. I called my local woodforest bank to see if I owed them money from an old debt, because they closed my account after they ran up fees for monthly maintanence. I told them I wanted it cancelled before over the phone, they were supposed too, but never did and still remained to charge me fees. So not only an hour ago I called to see what they had me owing, and low and behold this number calls me and demands collection, after I told my local office I would pay the small stupid fee they charged and put on chexsystem, so I can have it removed. This is ridiculous, what a dirty underhanded bank.