Message for my husband. She, Ms Hicks will no longer hold the bad check if we do not call them by 4 today to take care of this payment another way." Then she threatened to send to DA for bad check. I called and it was a recording Trinity Hope & Associates. I called 1-828-555-1212 and they said no business w/that name/# exist. Scam for sure! Plz stop them now!!!
ms. hicks called left msg w/case # said she would be in her office until 8:30 pm & i had to call her by then did not get the msg until 9:30 called the # it rang 3 or 4 times then stopped with no voice recording just silent. i dont have a clue as to what she may want! after googling the phone number and reading whats been posted about her and this number if this is some sort of scam someone needs to do something about it!!!!
Trinity Hope
PO Box 1916
Lenior, NC 28645-1916
Tabatha A. Mullis
828-757-0174
828-757-3148 FAX
http://units.acainternational.org/nc/default.aspx?cid=160
Now that you have their contact information, send them this letter VIA certified mail demanding validation of the debt they are calling about. Request a return receipt and keep copies of everything you send.
Today's Date
Your Name
Your Address
Collector's Name
Collector's Address
VIA CERTIFIED MAIL
Dear {insert name of collector or company},
I am writing in response to your (letter or phone call) dated {insert date}, (copy enclosed) because I do not believe I owe what you say I owe.
This is the first I've heard from you, or any other company on this matter therefore, in accordance with the Fair Debt Collection Practices Act, Section 809(b): Validating Debts:
(b) If the consumer notifies the debt collector in writing within the thirty-day period described in subsection (a) that the debt, or any portion thereof, is disputed, or that the consumer requests the name and address of the original creditor, the debt collector shall cease collection of the debt, or any disputed portion thereof, until the debt collector obtains verification of the debt or any copy of a judgment, or the name and address of the original creditor, and a copy of such verification or judgment, or name and address of the original creditor, is mailed to the consumer by the debt collector.
I respectfully request that you provide me with the following information:
(1) the amount of the debt;
(2) the name of the creditor to whom the debt is owed;
(3) Provide a verification or copy of any judgment (if applicable);
(4) Proof that you are licensed to collect debts in (insert name of your state).
Be advised that I am fully aware of my rights under the Fair Debt Collection Practices Act and the Fair Credit Reporting Act. For instance, I know that:
Because I have disputed this debt in writing within 30 days of receipt of your dunning notice, you must obtain verification of the debt or a copy of the judgment against me and mail these items to me at your expense;
you cannot add interest or fees except those allowed by the original contract or state law.
You do not have to respond to this dispute but if you do, any attempt to collect this debt without validating it violates the FDCPA.
Also be advised that I am keeping very accurate records of all correspondence from you and your company including recording all phone calls and I will not hesitate to report violations of the law to my State Attorney General, the Federal Trade Commission and the Better Business Bureau.
I have disputed this debt; therefore, until validated you know your information concerning this debt is inaccurate. Thus, if you have already reported this debt to any credit-reporting agency (CRA) or Credit Bureau (CB) then, you must immediately inform them of my dispute with this debt. Reporting information that you know to be inaccurate or failing to report information correctly violates the Fair Credit Reporting Act § 1681s-2. Should you pursue a judgment without validating this debt, I will inform the judge and request the case be dismissed based on your failure to comply with the FDCPA.
Finally, if you do not own this debt, I demand that you immediately send a copy of this dispute letter to the original creditor so they are also aware of my dispute with this debt.
A lady by the name of 'Tonya' contacted me via phone last night after 8:00 p.m. She demanded payment of $800,00 for a Hutchenson Medical bill from a surgury that I did have. I have so many bills piling up on me that I'm not sure if I'm coming or going. She demanded my personal check information to authorize immediate payment in order to halt court proceedings.
I refused and requested her company's info, phone and her name and told her I would call back the next day to set up payment of $100.00 monthly but would not give it out that night.