Just received a message that if I owe $10,000.00 or more on my loan I qualify for a 55% reduction on the balance and can payoff the remaining at 0% interest if I press 9 to speak to a rep.  A search for the number comes up belonging to a gunsmith in North Carolina. Pretty neat sideline for a gunsmith.  Yes, I know the number is spoofed and it is a shame for a legit business to be dragged into this mess. On my way to report to the Do Not Call site though I know it is a waste of my time.