They can give you GREAT credit!!! And if you believe that, you just fell off the turnip truck! If they break the law by calling, they'll break the law when you do business with them.
I keep getting a voicemail message saying "We're processing charges so call us back on our direct line number 830-406-3441 once again 830-406-3441. Thank you and have a great day!"
Nothing else is said which leads me to think it is a scam since it is a recording.