You need to send them a certified, return receipt debt validation, cease and desist calling, or "not me" letter (think of it as the best $6.47 you ever invested). Also send it first class mail in case no one will sign for it. Make a notation of that fact at the bottom of the letter. You also need to report them to the proper agencies to which I have provided links to. Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment. If everyone did these three things, these crooks would be bankrupt and we would all be the richer for it. Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front): http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All
Everything else you need to know follows including at least two agencies where you should report their criminal activities.
DYNAMIC RECOVERY SOLUTIONS POSSIBLY HP FINANCIAL
Dynamic Recovery Solutions Phone Numbers.xlsx
I have to wonder why an allegedly “legitimate “business would need over 30 phone numbers to call out on?
Web site with alleged contact information: http://dynamicrecovery.com/contact/
BBB page no longer accredited with a B rating and 574 complaints (the BBB wiped out 500 complaints so these crooks could keep their B rating) and 25 negative reviews (the one positive review is questionable since they claim the bill suddenly disappeared from their credit report after paying these crooks): http://www.bbb.org/upstatesc/business-reviews ... le-sc-90002487/
Fan page on Face book (Thank you Holy Hand Grenade) about “Almost Scammed by Dynamic Recovery Solutions": https://www.facebook.com/stopDRS
South Carolina Dept. of State info:
DYNAMIC RECOVERY SOLUTIONS LLC
Note:This online database was last updated on 3/2/2015 3:07:03 AM.
See our Disclaimer.
DOMESTIC / FOREIGN: Domestic
STATUS: Good Standing
STATE OF INCORPORATION
/ ORGANIZATION: SOUTH CAROLINA
Profit
REGISTERED AGENT INFORMATION
REGISTERED AGENT NAME: NATIONAL REGISTERED AGENTS INC
ADDRESS: 2 OFFICE PARK CT
CITY: COLUMBIA
STATE: SC
ZIP: 29223
SECOND ADDRESS: STE 103
FILE DATE: 05/05/2008
EFFECTIVE DATE: 05/05/2008
DISSOLVED DATE: / /
Corporation History Records
CODE FILE DATE COMMENT Document
Domestic LLC 05/05/2008 AT WILL
Numerous complaints across the net:
http://www.ripoffreport.com/r/dynamic-recovery-solutions/greenville-south-carolina-29616-0759/dynamic-recovery-solutions-drs-mailing-a-letter-asking-for-a-settlement-greenville-south-784958
http://www.ripoffreport.com/reports/directory/dynamic-recovery-solutions
http://www.consumeraffairs.com/debt/debt_recovery_solutions.html
http://ficoforums.myfico.com/t5/Rebuilding-Yo ... ns/td-p/2449349
Possibly associated with this criminal enterprise: HP Financial
http://faircreditblog.com/dynamic-recovery-solutions/
Looks like they get sued a lot:
https://dockets.justia.com/docket/arizona/azdce/2:2014cv00096/834675
http://www.edcombs.com/wp-content/uploads/201 ... -W.D.Mich_..pdf
https://pacermonitor.com/public/case/9072613/ ... ions,_LLC_et_al
http://archive.recapthelaw.org/nyed/332546/
https://www.facebook.com/GreenwaldDavidsonRadbil/posts/776231819098628
http://cand.uscourts.gov/CEO/cfd.aspx?71BO
http://www.gdrlawfirm.com/gonzalez-v-drs-finalapproval
http://www.plainsite.org/dockets/2lpubmcgp/fl ... ions-llc-et-al/
https://www.pacermonitor.com/public/case/1006 ... _Solutions,_LLC
http://www.law360.com/cases/560bf1ad8ed7bf3cdd000007
https://www.gpo.gov/fdsys/pkg/USCOURTS-med-2_11-cv-00338
http://law.justia.com/cases/federal/district- ... 4028/280483/58/
It is incumbent upon them under the law to prove that the debt exists and that you owe it, and that they have the legal right to collect it. You are not obligated under the law to prove that you don’t owe or that it is paid.
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://800notes.com/faq/attorney-general