This is Wells Fargo Auto Loans, you are late on your payment! These people are simply rude. After explaining several times that I was out of work, had no unemployment money coming in, and 37$ in my checking account they told me that yet didn't care. They went on to say that the were going to repo my car. I asked them numerous times If we could work something out, their response was "we dont work with our customers". Really!?! Then they connected me to the account manager "Lou" who then went on swearing and threatening me. Again really!?! I am 20 days late only and this is how they treat customers? Good luck finding my car in Canada