This woman just called and ask for my mother who passed away March 31 2012 She insisted I fax her death cert. as she has spoken to her several times, the last being Sept of this year.
This woman just called and ask for my mother who passed away March 31 2012 She insisted I fax her death cert. as she has spoken to her several times, the last being Sept of this year.
You need to send them a certified, return receipt debt validation, cease and desist calling, or "not me" letter (think of it as the best $6.47 you ever invested). Also send it first class mail in case no one will sign for it. Make a notation of that fact at the bottom of the letter. You also need to report them to the proper agencies to which I have provided links to. Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment. If everyone did these three things, these crooks would be bankrupt and we would all be the richer for it. Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front): http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All
Everything else you need to know follows including at least two agencies where you should report their criminal activities.
VAN RU CREDIT CORPORATION POSSIBLY CONVERGYS/ENCORE
Looks like they lost a big case: http://www.law360.com/articles/567224/van-ru- ... ettle-tcpa-suit
Web site with alleged contact info: http://www.vanru.com/Contact.htm
BBB page accredited business with and A+ rating, 67 complaints, and 4 negative reviews (Looks like they bought themselves an A+ rating and somehow got rid of 35 complaints): http://www.bbb.org/chicago/business-reviews/c ... -plaines-il-266
Illinois Dept. of Financial and Profession Regulation info:
Name City/State/Zip DBA/AKA
VAN RU CREDIT CORPORATION DES PLAINES, IL 60018
Contact Information
License
License Number Description Status First Effective Date Effective Date Expiration Date
017000153 LICENSED COLLECTION AGENCY ACTIVE 03/19/1975 06/04/2012 05/31/2015
License Information
Other Licenses
License Number Description Status First Effective Date Effective Date Expiration Date
009000500 LICENSED COLLECTION AGENCY BRANCH OFFICE ACTIVE 03/31/1998 06/04/2012 05/31/2015
009000993 LICENSED COLLECTION AGENCY BRANCH OFFICE CLOSED 12/19/2006 06/04/2012 05/31/2015
Bloomberg Infor on the head criminal: http://www.bloomberg.com/research/stocks/priv ... ivcapId=4305027
Looks like they donated to the deposed Illinois governor: http://www.ilga.gov/senate/house%20impeachmen ... part%20%205.pdf
It also looks like this cretin has his hands in a different collection agency: https://www.linkedin.com/pub/steph-lavigne/6/5a9/838
http://www.convergys.com/company/contact-us.php
http://www.encorermi.com/index.php
https://www.linkedin.com/company/convergys-arm---encore-rmi
And a listing for one of the thieves at the second corporation: https://www.linkedin.com/pub/laurence-sterling/1a/532/78
Arizona lists them as a collection agency also: http://www.azdfi.gov/Consumers/Licensees/lice ... tion%20Agencies
A list of all the criminals at this organization: http://www.lead411.com/company_VanRuCreditCorporation_Rubin_35494.html
Other complaints:
http://van-ru-credit-corporation.pissedconsumer.com/
http://www.complaintsboard.com/complaints/van-ru-credit-corporation-c68090.html
http://www.ripoffreport.com/r/Van-Ru-Credit-Corporation/Des-Plaines-Illinois-60018/Van-Ru-Credit-Corporation-ripoff-harassed-me-at-work-harassed-my-neighbors-harassed-my-f-114560
Looks like most of the employees are unhappy as well: https://www.glassdoor.com/Reviews/Van-Ru-Reviews-E222352.htm
Looks like they get sued a lot:
http://caselaw.findlaw.com/us-7th-circuit/1316251.html
http://caselaw.findlaw.com/us-6th-circuit/1716304.html
http://edcombs.com/avila-v-rubin-and-van-ru-credit-corporation/
http://www.leagle.com/decision/19901507783FSu ... 20CREDIT%20CORP.
http://law.justia.com/cases/federal/district- ... 7678/301281/33/
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://800notes.com/faq/attorney-general
Also file a report with the Illinois Department of Financial and Professional Regulation: http://www.idfpr.com/