Received electronic message left on my cell phone stating they were calling from FMS and it was an attempt to collect a debt. Could not locate any information on FMS as a collection agency.
Received electronic message left on my cell phone stating they were calling from FMS and it was an attempt to collect a debt. Could not locate any information on FMS as a collection agency.
Yes it is a collection agency. Full name is FMS Investment Corp. Address is 1000 E Woodfield Rd, Ste 102, Schaumberg IL 60173. Send cease and desist letter by certified mail and include demand for proof of debt. See budhibbs.com for sample letter. You can find addresses for most CAs by going to your state's Atty General or Collection Agency Board website and searching their list of active debt collectors in your state. If a CA is not listed as active in your state and is calling you then they are violating the law (state law maybe federal also). Find them by searching other states AG websites particularly in the state they are located in.
NEVER talk to these jerks except in writing and NEVER admit anything until they prove in writing that this is a legit debt that you owe that is not too old to be beyond the statute of limitations (varies by state usually 4 to 10 years). Also check your credit reports as they cannot put anything on there if it has been more than 7 years. Violaters of collection and credit reporting law can be sued for $1000 per violation.