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This is to inform you that the loan application which you filled on our website has approved today for a loan amount of   $3000 at flat 30% interest rate with flexible repayment options.

If you wish to proceed further and take this loan today itself then please read the Terms & Conditions carefully mentioned in this email for better understand and then call our loan officer for standard verification at (847)-380-1800. and once you agree with our terms and conditions we can have our business.    

•    Quotations  :-
•     Loan Amount        :    $3000
•    Term of the loan        :    18 Months
•    Monthly Repayment    :    $210
•    Loan Reference No.    :    B1-16852 (FOR SECURITY)
•    Interest rate        :    30.0% per year
•    Total payback        :    $3780

Terms & Conditions:-(please read carefully)

1. Unsecured Loan:
•    Unsecured personal loans are available to everyone with at least a average credit score – you do not have to be a homeowner to apply
•    Consumer need to show their credibility and affordability by making a 1 month repayment in advance.
•    The point to be noted that consumer is not paying any charges or fee towards the loan, Consumer just have to show credibility by make their first month repayment as a security deposit for 1 hour of time, and the company will refund this money along with the actual loan amount on the same day.    
The payment has to be made through  GREENDOT MONEYPAK
•    You also offer the flexibility to choose how long you have to repay them, with most borrowers making fixed repayments for between one and 3 years.
•    There is no fee/hidden charges involved in this loan.
•    The maximum period for the completion of the loan is 1 hour.

2. Secured Loan:.
•    A secured loan, also known as a homeowner loan, is a credit agreement that is backed using the equity in a property owned by the borrower.
•    Great interest rates, Borrow up to $5,000, Fixed repayments for easy budgeting, No penalty for early repayments, No ongoing account keeping fees.
•    Otherwise we require a guarantor or co-signer for this loan.
•    The person to co-sign should have three qualifications as follows,
    The person should be the house owner.
    The person should have a good job with good earning income
    The person should have Good credit score.
•    The co-signer should provide all the information as applicant provided during application stage
•    Secured loans are available for much larger amounts than unsecured loans, which generally only go up to about $10,000.
•    The maximum period for the completion of the loan is 2 working days.

Important note:
•    The interest rates and terms on both secured and unsecured loans vary widely equal.
•    The repayment periods on secured loans and unsecured loan can also be longer, while the fixed monthly payments should make it easy to manage your repayment plan.
•    And if you have a less-than-perfect credit history, you may find that you have no choice but to opt for a secured rather than a unsecured loan. As your credibility check acts as security, they can be easier to qualify for.
•    If you are only looking to borrow a small amount, say a few hundred dollars, a low credit scores could well be a better option than any kind of loan as you can borrow with low interest for up to 12  months.
•    secured loans – which use your property as security – are often the cheapest option if you are a homeowner looking to borrow a larger amount, However, unlike with     unsecured loan, you risk losing your home if you miss payments on a secured loan
•    The repayments will be automatically debited each month from bank account as on date desired by the consumer.
•    The customer is required to pay the monthly payments on time     otherwise the organization is authorized to take legal actions.
•    Direct Debit form and permission letter will be posted to the address within 2-3 working days
•    The information shared with our company will not be passed on to anyone as per the regulations of DATA PROTECTION ACT OF US 1998.
•    ORIGINAL AGREEMENT PERSONALIZED FOR YOU WILL BE SENT TO YOU AFTER THE FINAL TRANSACTION IS DONE.

For completing the verification or any query regarding the loan you can contact us on,
Helpline No: (847)-380-1800
Office timings 9AM to 7PM CST

Thanking You,
Accounts manager
Steven Braddley
Loans Transfer accounts Department

Company’s Address:-
E-Loan ,inc
9600, W.Brayn mawr ,
Rosemont, IL ,
60018.
Web: www.eloan.com.

E-Loan, inc. is registered with FSA
L Residential Mortgage Licensee MB.0005538; KS UCCC Notice r18589;
CA Mortgage Banker # 475 0023; CA Finance Lenders #6045866; TX
Regulated Loan License # 1299-12456.
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