I got the same text, called the number from another phone (just in case it was a virus or might do something bad to my cell), and there's not even a dial tone. I did, at one time, have a loan at Beneficial Bank, but it's been paid off for 5 years, so they have no reason to contact me. My guess? An attempt at a scam of some sort.
I got two within minutes of each other.. one said B E N E F I C I AL I S S U E S and the other B E N E F I C I A L Frozen.. same number as above... ??? Puzzled but SO not calling.. Lol. Be cool it know if you guys come up with something..