Collection call. See my earlier post. This is a particularly virulent company, as they don't even identify themselves, and make threats that they cannot lawfully act on, and try to get you to make at least a token payment, thus undermining the statute of limitations. My husband called the number. They answer the phone as Financial Credit Services, by answering machine.
Got a call from this number about 6:45 pm today (5/13/08). Claims to be a collection agency, but won't give the company's name, or the caller's name. Nothing but "out of area" on the caller id. First claimed I had a car repossessed 10 years ago, and threatening to put a lien on my home and bank accounts, though no mail came to me regarding a judgement. I have never had a car loan, nor had anything repossessed. Then they claimed it was for an old credit card that defaulted in the 90s. Then they claimed the statute of limitations for debt was 15 years in Kentucky. It's not. For old credit card debt it is 5 years. She accused me of being a "professional debtor".
Collection call. See my earlier post. This is a particularly virulent company, as they don't even identify themselves, and make threats that they cannot lawfully act on, and try to get you to make at least a token payment, thus undermining the statute of limitations. My husband called the number. They answer the phone as Financial Credit Services, by answering machine.