Live person offering me a "free cruise". I tried to be polite and decline, but the script was written is such a way to make me out as an idiot, because "who wouldn't want a free cruise". More annoying, this came in over my cell phone. Being a local area code (847), I took the call.

Again. People. If a cruise is really "free", do you think dozens of people would be sitting in boiler rooms to tell the unsuspecting public? No, them and all of their families would horde up the free trips for themselves. They would be cruising 52 weeks a year.