I just received a call at work (came through the switchboard) from someone I think he said his name was James; claiming he was from the Chicago Citibank branch. He said he was calling about a mastercard that that has a "refuses to pay" on the acct? He stated a last name that sounds very much like mine -polish and not common. He asked if that was me; he also had my first name. I said no and that I didn't have a mastercard acct and what concerned me was how peculiar all this was. He asked if I knew anyone in Lake Forest b/c they were giving out my "info"? After I read the number 847-741-7841 back to him on the caller id - the call was disconnected. I called the nubmer back and it's busy busy busy. Do not take this statement offensive, this is just to help out, but I know the voice was older / african american male and sound very proper but monotone.
Got a call today from Operations Division 847-741-7841. Lady caller was looking for someone named Jason at another address but in a different state. I told her "I don't have a clue who that is and you're not even close to Jackson MS." I hung up. You're not obligated to talk to such a caller, whether you know who she's calling for or not. She/He "should not" be asking you questions regarding anyone other than yourself. They're insistance is a form of harrassment. You can get that number blocked. My lawyer told me along time ago, that my phone is "my" luxury, and I was not obligated to share it with anyone.
Also, fyi to anyone who gets a call about old debts, there is a statue of limitations on any unpaid debt. I use to make collection calls for the company I work for, and we could NOT call after the unpaid debt had no payments made after a two year period. Five or six years ago, my husband got calls for an old Discover card debt from his ex-wife after they were divorced, it was a debt well over 10 years old. I consulted a bank manager friend of mine, she told me they can't call on debt that old. It's against the law. Most folks don't know that. She said this guy was trying to scare someone into paying. If it works, then the collector gets paid bigger commissions. She advised my husband to tell the guy, "It's not my debt." He told my husbnd to send that message to Discover. My husband did, simply saying the same thing "It's not my debt." We haven't heard from them since. They have to leave you alone. Hope this info helps someone else.
Actually that is not true. If you owe home depot home depot can take you to court but the se3cond they turn it over to collections they gave up being able to take it to court.