My iPhone number is new and within a day of activating I received a call from this number. If this outfit is a debt collection service, I can tell this new number is going to suck and I will need to put on my raging xxxxx hat to deal with them. Sigh!
We have just gotten two phone calls from this number. It was a recording asking for someone with a different surname, not ours. It is annoying that this is happening , again. What can be done? Our phone is registered in the "NO calls" directory, yet this keeps happening.
Accounts Receivable Management, Inc., which also does business as ARM, Inc., is a debt collection agency operating out of Thorofare, New Jersey. In business since 1978, Accounts Receivable Management handles debt collection for many major auto finance services, medical billers, cell phone companies including T-Mobile, and HSBC Credit and Retail Services. Between 2000 and 2008, ARM, Inc., opened call centers in Louisville, Kentucky and Colorado Springs, Colorado, in addition to partnering with an offshore business organization to provide call center services based in Panama City, Panama.
The Accounts Receivable Management website claims that the company uses “innovative and sound collection techniques,” which might be news to the many people who have reported being harassed by ARM agents over the telephone. Like many other debt collection agencies, Accounts Receivable Management uses automated dialers to leave recorded messages regarding debts – often with people who have no connection with the original debt holder. Unlike many other debt collection agencies – and often in violation of federal and state laws regarding contact by debt collectors – Accounts Receivable Management seemingly does not remove the telephone number from their database upon being informed that it is a wrong number.
In addition to their reportedly shady contact management practices, ARM, Inc. has a reputation for abusive debt collection practices, including the use of abusive language and making threats of wage garnishment and other legal action. Some people have reported receiving as many as a dozen telephone calls from Accounts Receivable Management in a day, including phone calls at work. ARM may call relatives and neighbors in an effort to collect information, and have been accused of using misleading statements and misrepresenting themselves in doing so. All of these practices are expressly against the provisions of the Fair Debt Collection Practices Act, which sets out debt collection activities that are considered abusive and unacceptable, and grants specific rights to those being pursued by debt collection agencies such as Accounts Receivable Management.
Stop Accounts Receivable Management Harassment
The Fair Debt Collection Practices Act specifically limits debt collectors from making repeated telephone calls to annoy you. That includes repeatedly calling you back after you make it clear that you will not discuss the debt with the company, or calling you repeatedly at work after the company has been informed that you cannot receive telephone calls at work. Accounts Receivable Management may only contact your family members and neighbors to find out your name, address and where you work and, under most circumstances, may only contact them once. If a company like ARM continues to contact your family members, they are in violation of the Fair Debt Collection Practices Act.
Your state may have even more restrictive regulations about how bill collectors such as Accounts Receivable Management can contact you by telephone or mail. If you’re being harassed by Accounts Receivable Management in an attempt to collect a debt, whether you owe the debt or not, you have a right to receive information about that debt, including the original creditor, the date of service or purchase and the full amount of the original debt. You have the right to ask for that proof, which is called verification of the debt, and to demand that Accounts Receivable Management cease contact with you until after you have received the information and had a chance to review it. If you are being harassed by Accounts Receivable Management or any other bill collection agency, you also have the right to sue them for unfair and harassing debt collection practices, even if you are legally liable for the debt.
Accounts Receivable Management Contact Information
Complete the form to the right for a FREE evaluation, or call Toll-Free 855-301-8100. The legal team at Lemberg & Associates is committed to holding debt collectors accountable, and will fight for your rights under the Fair Debt Collection Practices Act.
Note to Readers
The Information on this website is assembled using many public online and offline sources, such as debt collection agency websites, BBB data, regulatory agency reports and websites, and data available through Pacer. It neither is nor is intended to be the full or complete description of any company's business. To the extent any portion of the website is non-factual in nature, it constitutes our opinion only. We ask that you not rely on any information here in deciding whether or not to do business with any company mentioned on this website. Nothing here constitutes or is intended to constitute legal advice. If any reader or user of this website has a question about specific sources for any information used here, click here to submit an inquiry.
Sound Off!
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My iPhone number is new and within a day of activating I received a call from this number. If this outfit is a debt collection service, I can tell this new number is going to suck and I will need to put on my raging xxxxx hat to deal with them. Sigh!