Same hang ups. I sent 3rd call to new "Decline w/msg" list. Just added this: If you're calling because you "think" I owe YOU $ , send your info in the mail.
This was the fourth time they called our house and asked for "Benji." My wife spoke to them the last time, asked who they were, and said This is the fourth call for Benji, and there is no Benji here. When she asked who they were, they said "The Career Institute."