Really bad, scratchy, recording - slightly garbled:
"To lower your credit card debt, press 1 to speak to one of our trained counselors." Yeah. Right. I'll be sure to do that. NOT.
Leave part of strange talking like dog voices on machine. Caller ID say Katz Jerry, roomate say is secret money taking cult name of the hat people. Put extra yellow onion by phone (and roomate say also put dish of baco-bits) for to chase away money stealing hat magic. Watch out all hold on to you money very tightly or will slip away by trickery! Good luck from Ping.