i haven't had a loan or any debt in 8 years. why would they call me?? should i be nervous that they have my ssn? they should not have even been able to get my cell number. they are private and technically unlisted.
from www.budhibbs.com
THIS COLLECTION AGENCY IS A KNOWN FDCPA VIOLATOR -
Like most debt collection agencies, Academy Collection Service makes more money when they DON’T abide by the law as detailed in this email from a former employee:
You can report them to the FTC and your States Attorney General