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36
MDW
PEOPLE!!! Listen to me, it is really very simple. Learn the number and don't answer your phone, or change the ring tone to silent. Don't let them get you worked up! That is your fault if you let them get to you. Simply don't answer. It does no good to talk to these people. They don't care about your situation, its just a sales guy trying to make a commission. Either ignore the calls, change the ring tone to silent, or even, if you are getting all sorts of calls, change your number. SO easy to do these days with cell phones.
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37
Wonka
Folks, there is a simple solution. Don’t answer the phone, don’t EVER talk with them. Why let them upset you? You cannot reason with them; they don't care. They buy debt for pennies on the dollar and then hire phone sales folks to collect. Best thing you can do is NOT LET THEM UPSET you. How?

1, Don't answer - ever
2, Block their number
3, Assign a silent ring tone the their number
4, Worst case, change phone number or get a magic jack (so cheap)

It is really that simple. They can’t be reasoned, with so expend no energy with them. If you continue to never answer, they will stop calling. If you answer once or try to explain, they will flag you as a possible collection and never go away.

I hope this helps
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