I kept getting calls from this number.  They don't leave a message and when I answer, they hang up.  Whe you call back, a recording of a nice pleasent lady says that all lines are busy and to please hold.  I waited until someone came on.  No one answered, but I could hear people talking in the background.  Finally, a man with a very thick indian accent came on and knew my name (probably from identifying my number on the caller id: I guess that's why he took so long to respond after he finally picked up after I was on hold, he had to see who was calling!) At first I was annoyed because I have had the Indian pieces of crap calling me constantly and harassing me on my cell phone and at work saying I owe them money. He said he was from Capital One and wanted to know if I wanted to borrow money.  I told hime I was on the "Do Not Call List" and to stop calling me.  These people ar such scammers.  I'm so flipping tired of it!