Caller ID comes across as "Nick Alvarez"
Cold Call for working capital.
This guy left us a message saying he was calling about a loan we took out last July (a year ago).  He left his name and # for us to call back. We called back (trying to figure out what loan he's talking about) and left him a message to call back. He then called back after we were closed. Everyone was gone except me. I answered, asked which loan this was about, and he laughed and said he didn't make himself clear. He said his company "TCF Equipment Finance" provides working capital to businesses. I told him we didn't need anything, and that everything was already paid and in the works for this year. No need for his services.
He is calling from California #, but the business is located in Minnesota. www.tcfef.com