Pay day loan scam name is Luke at UAC want you to call number 866-668-5786 this is one of those payday loan scams they are trying to get you to send money if you ever took out a payday loan they have information on you from the underworld with your name your phone number your work number and your family and friends,  this is a scam trying to collect money from you even though you owe them nothing do not return her calls report them to the Department of consumer affairs and the F CC