The guy that called me was named Terry Green, and he told me that i owed a payday loan from 2008 and that it needs to be paid.  He told me that i allowed the people to take 5 payments out of my account (closed years ago) and that i then stopped paying them.  He told me that if i didn't make the payments that they were going to suspend my license and pull the registration to my car and have someone to come and get my car.  So i made payment arrangements with them as i was scared to death.  Once i had time to think all of this over and talk to people, i called the BBB in Louisville and told her what was going on and she then gave me the one in Lexington as that is where they had called from and the BBB in Lexington told me that there is no such place, and that i need to go to the bank and put a stop payment as this is a fraud because no one can do that to you, and that they have to send you something in writing and she told me that this was all a scam that was going around