I called back to see who it was. It is a collection agency trying to collect money for a debt that is not mine. They are trying to collect a debt for a bank I have never heard of. I have been challenging this with credit reporting bureaus and with them. I have sent them certified letters, and still they refuse to provide me with the proof that I ever opened this account. They want me to prove it is NOT my account. How am I supposed to prove that? So now they call and NEVER leave a message. I only deal in written communication for these matters.
I called back to see who it was. It is a collection agency trying to collect money for a debt that is not mine. They are trying to collect a debt for a bank I have never heard of. I have been challenging this with credit reporting bureaus and with them. I have sent them certified letters, and still they refuse to provide me with the proof that I ever opened this account. They want me to prove it is NOT my account. How am I supposed to prove that? So now they call and NEVER leave a message. I only deal in written communication for these matters.