Another one of those credit card scams with a live person. I wasted about 10 minutes of their time before they caught on, called me an a-hole and hung up! LOL LOL hahaha. It's fun to mess with them!  I use difference dialects and make them explain in great detail because "I don't understand!" Lololol. if more people where to mess with them maybe they would not find that type of calling to be a viable source of stealing money!