these people at ford credit just dont stop my bank accounts were hacked and every dime i had was taken and it was hacked right through the banks system not mine so myself and eight others lost everything and i called ford and told them why my payment would be late they said that they fully understand and this was the first ever payment i missed in over 5 3year car leases and since making the payment and clear it up i thought but they keep calling every bloody day and when you answer a click or the auto.system starts a transfer and it just clicks and clacks so i dont know what they want now missed one payment after all these years and they treat you like crap.maybe its time for a change