I received a call from them stating I owed a debt that was over seven years ago for an online payday loan which I never took out. Even the account they said it went to was not an account I ever had. However they had ALL of my personal info ssn, dob, ect... and they said if I didnt pay today I was going to jail there was a warrant that they were going to place out on me. I called back to get an address and name of the company to have my lawyer send them a letter and they gave me no info said I was going to jail and hung up....BEWARE I BELIEVE THEY ARE A SCAM!!!!!!!