Have received occasional calls from this # recently. Sometimes just appears on caller i.d., sometimes a rep. leaves a voice mail - indicating caller's name, the company (CRA), a spouting a "file" number of several digits and requesting a call back. Of course, I ignore completely. I was divorced several years ago, and had my attorney handle everything. Any debts, both then and now, were very few, all current, and small. Either they are calling me from mistaken identity, or it is possible my lawyer let some minor item “fall between the cracks,” but even if latter, if there WERE anything, it would be small, and way beyond any time period for legitimate collection. These folks buy old debt portfolios for a few ‘s ¢’s on the $’s, and then auto dial hundreds - even thousands - of calls, and a live rep. will get on-line if a live persona answers - then try to coax or threaten that individual to pay something. A couple of collections from many, many calls can be profitable. Apparently, when their live rep. gets on a line, other calls answered live will go untended, which is why nobody is there. Sometimes they make a call with live rep., who may leave a voice mail, as they did to me today. But whatever, ignore these weasels, because even if an item is old, or misidentified, giving them details, answering questions, etc. - I’m told - CAN result in possible restoration of collectibility, or at least, get you involved in a tiresome dialogue with them. So always ignore completely.
I am currently paying a debt to them, but after reading this, I am starting to doubt the debt is even real. They called this morning on my cell phone and left a message looking for my wife under her old married name. She is 100% disabled and is on SS so she cannot be collected on anyway. I may cancel the automated withdrawals on my supposed debt after I do a little research. Anyone have any suggestions on how I should handle this?