I got the same text from 36245. You cannot reply to the text. I live in the Nashville area and have never heard of Bank Tennessee. Its a scam. I tried to call the number back to [***] with them but I got a fast busy signal.
I got a similar text message today. Says its from Bank Tennesse, never heard of them before. I don't think I am calling it back. the number that came in on the text message was 362-45.
I got a text message from the same number. Purely, bogus. My bank is completely different address and would not text me anyway. They call me directly, based on the contact phone # that I gave them.