They called at 8:58 PM 2 more minutes and I could have gotten them for calling after hours. From the notes here it sounds to be a scam so I will let them have it next time they call.
I just got a call from 904-248-3918. When I answered, it's a recording stating they are calling from "Card Services".
Ok, I only listened to see what kind of bs this was going to be.
Sure enough, they offered to lower my interest rate...mind you, they never said on what!
Anyway, at the end, you press 1 to lower your rates and press 2 if you don't any more calls.
Of course, I pressed 2. Guy comes on, sounding like he was eating, any way he says "Oh, I see you pressed 1 to lower your interest rates."
I politely said, "No, I pressed 2 to make sure you don't call my house again."
As I was hanging up, he said, "Don't you have a Visa or a MasterCard". I politely said, "Thank you" and hung up.