They are calling me about a "payday loan" that I took out over the internet. This is a scam I get a call about every three months from a different place looking to collect this money. Thing is I never took a loan. I went online once and tried did not recieve a loan and get this call. My advice would be not ot try and get a payday loan over the internet. THIS IS A SCAM DO NOT GIVE THEM YOUR INFORMATION!!!!