Hello, I almost fell for it and had to put stop payment on my check. but sent an email from Eastern Asset Solutions LLC with a phone #904-329-7350 and says for an old payday loan back in 2011. which they say will serve with court papers if not handled. what got me was it was a nice white guy young on the phone.
A Company called Pyramid Resolution Services LLC, with the phone number 844-811-1142, will call you letting you know that you have a debt tied to your SS# trying to scam you into paying whatever amount they request using a scare tactic like if you don't pay we will have the Police dept serve you with papers or a warrant for your arrest. When you call back this 844 number a message comes up indicating that you have contacted Vanguard Processing LLC. I fell for the entire thing and gave out my credit card # and on my statement it indicates me that who processed my payment is a company called Eastern Asset Solutions LLC Phone # 904-329-7350. Do not answer these calls, they are agressive, hostile and demanding. This is all illegal, I have filed a police report, contacted BBB, FTC, ATTORNEY GENERAL'S OFFICE, ETC. Also I am in dispute with my bank to reverse that money back to me. The funny thing is that they did not even have my #, they called a reference of mine who called me scared because they informed him that I was going to be subpoenaed by the sheriff's dept. Do not give your info like I did.
I received a call from JDS recovery at this # and they transfered me to intracoastal processing at 844-760-4347. He told me there was a warrrent for my niece. She is in icu in the hospital and he said the police would handcuff her to the bed until she was able to leave and then go to jail. I made a payment because I know she has debt that has gone to collections. He gave me a case # and attorney name of john shapera. This was for pay day loans/QC holdings/banner bank. He called again 2 days later wanting more money so I told him I was contacting legal aid and they would give me free advice because I am a senior citizen. He hung up. I called my credit card to dispute the charge from eastern asset solutions.
Hello, I almost fell for it and had to put stop payment on my check. but sent an email from Eastern Asset Solutions LLC with a phone #904-329-7350 and says for an old payday loan back in 2011. which they say will serve with court papers if not handled. what got me was it was a nice white guy young on the phone.
How can I verify whether or not a debt collector is legitimate?
Here are a few warning signs that could signal a debt collection scam:
The debt collector threatens you. Legitimate debt collectors probably won't claim that they'll have you arrested or claim that they or their employees are law enforcement officers.
The debt collector refuses to give you information about your debt or is trying to collect a debt you do not recognize. You have certain rights to ask a debt collector to verify the debt. You can use this sample letter to request this information. Ask for an explanation in writing before you pay.
The debt collector refuses to give you a mailing address or phone number.
The debt collector asks you for sensitive personal financial information. You should never provide anyone with your personal financial information unless you are sure they're legitimate.
If you think that a caller may be a fake debt collector:
Ask the caller for his or her name, company, street address, telephone number, and professional license number. Many states require debt collectors to be licensed. Check the information the caller provides you with your state officials, or the state in which the debt collector holds a license. If the caller refuses or is unable to provide you with information about his company, or if you can’t verify the information he provides, do not give money to the caller or company.
Tell the caller that you refuse to discuss any debt until you get a written "validation notice." This notice must include:
The amount of the debt
The name of the creditor you owe
A description of certain rights under the federal Fair Debt Collection Practices Act
If a caller refuses to give you all of this information, consider requesting this information in writing or seeking assistance before paying the debt to make sure the debt, and the company, are valid.
Tip: You can consider sending the collector a letter requesting the information by using one of the CFPB's sample letters. You can also submit a complaint to the CFPB or you can contact your state Attorney General’s office.
Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know the company or person you are talking with is a real debt collector. Scam artists, like fake debt collectors, can use your information to commit identity theft such as:
Charging your existing credit cards
Opening new credit card or checking accounts
Writing fraudulent checks
Taking out loans in your name
Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
Report the call. Submit a complaint with the CFPB or get in touch with your state Attorney General's office with information about suspicious callers.
Stop speaking with the caller.If nothing else works and you believe the calls are fraudulent, send a letter demanding that the caller stop contacting you, and keep a copy for your files.
Tip: You can use this sample letter to write a letter demanding the debt collector stop contacting you. By law, real debt collectors must stop calling you if you ask them to in writing.
Tip: If you're having trouble with debt collection, you can submit a complaint with the CFPB online or by calling (855) 411-CFPB (2372).