same call at you except they said they were from account legal services. Total scammers. I have no debt-obviously my information was leaked out somewhere. I just hang up.
This LMI something called and only had a machine leaving a message stating i need to call them right away or they will have their client proceed with legal action with no response from me.
A phone call, email or text message from a supposed debt collector is not legally sufficient evidence of debt.
The Fair Debt Collection Practices Act (FDCPA) includes statements such as this:
* Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money. ["Written" means snailmailed ... not emailed or texted]
Therefore, if that caller wants you to pay immediately, before you get the written validation notice via snailmail, or if the caller wants payment via green dot, Western Union, or other untraceable means, then the call is definitely not legitimate.
IF you wish to communicate with the supposed collector / creditor, visit the following page, for example "Action Letters" to snailmail:
http://www.consumerfinance.gov/blog/debtcollection/
If you KNOW you owe no money, or believe the call was from a fake debt collector, please take the time to read this:
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
Got the same call about a legal matter and I need to call immediately. The number is to an attorney who is no longer in private practice and his office is closed,. Brian Rowland in Florida but the originsl number is in Northern Virginia.