Phone call from this number today about an alleged debt which was "charged off" at least five years ago. Voice mail indicated they had been 'retained" to "serve" me with papers but did not expressly mention any court filings. When I called, the agent refused to give me the name of the company, and repeatedly attempted to procure personal identifying information as well as my current address without providing significant detail about the basis for the call. When I indicated that I did not know anything about the debt in question, the agent indicated that it was a charged-off debt from 2012 but could not tell me when the debt was originated, where the debt was originated, or when the debt became delinquent. The agent indicated that unless I "resolved" the debt, they would commence litigation. I told them I planned to contest any filings they made, that I believed the debt would be barred under the statute of limitations wherever the debt was incurred - even if it was incurred - and not to call me again. My impression is that this is a fly-by-night debt collector using pseudo-legal language to coerce debtors into paying either invalid debts or debts which are time-barred by the relevant statute of limitations.
Keep getting recorded message telling me that they need my current address to deliver some papers or my work location and to call back 9043728183. They said they are going to inform my employer. If they knew who my employer is they would have my current address. They mention no company name or what the matter is just a case number LMG or OAMG56759 (garbbled). They can call all they want when they leave some sort of reference to what this is, I'll ignore that too.
Same thing...recorded message for a legal matter and to call them back at same number reference LMG5.... If you dial the number they don't identify themselves, it answers, "Please hold" and no one ever picks up. The "Call Type" sounds like a scam...law enforcement or judicial scam. There is no selection for the below in the "Call Type" drop down menu.
Phone call from this number today about an alleged debt which was "charged off" at least five years ago. Voice mail indicated they had been 'retained" to "serve" me with papers but did not expressly mention any court filings. When I called, the agent refused to give me the name of the company, and repeatedly attempted to procure personal identifying information as well as my current address without providing significant detail about the basis for the call. When I indicated that I did not know anything about the debt in question, the agent indicated that it was a charged-off debt from 2012 but could not tell me when the debt was originated, where the debt was originated, or when the debt became delinquent. The agent indicated that unless I "resolved" the debt, they would commence litigation. I told them I planned to contest any filings they made, that I believed the debt would be barred under the statute of limitations wherever the debt was incurred - even if it was incurred - and not to call me again. My impression is that this is a fly-by-night debt collector using pseudo-legal language to coerce debtors into paying either invalid debts or debts which are time-barred by the relevant statute of limitations.
SOL controls the time they have to sue you, not the time they have to collect the debt unless you live in Wisconsin or Mississippi. It varies by state. What they are doing is a very common ruse by criminals who try to scare you into paying them extortion money.
Statute of Limitations by state: http://www.nolo.com/legal-encyclopedia/statut ... hart-29941.html
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://consumerfraudreporting.org/stateattorneygenerallist.php