Yesterday I received a call from 904 647 8123 ext 602 Nancy-Defraud Department. She called and transferred me to Alex. A female that questioned me on whether I had warrants or any prior arrest. I had taken out a Pay Day Loan and couldn't pay it back when needed. Not because I avoided it or wanted to fraud them, but because someone one hit my account, and threw all of my transactions off. She told me that I had 2 hours to come up with 1,000. Which I couldn not. I panicked. Began to cry and attempt to work out payment arrangements. She wouldn't except. Then she proceeded to tell me that she would forward my information to the prosecuters office of Baltimore County, and press charges for fraud immediately. Me being dumb, I got even more upset. She in turn told me that since she couldn't get a word in(because I was so upset and crying), she was going to forward my information to the Prosecutors office and they would hunt me down. I called my friend who is a paralegal for Harry Chase in Baltimore. He's an excellent attorney. I was informed that this was bu***hit. I was also informed that you cannot be prosecuted for a pay day loan. It's like taking a personal loan with the bank. They can't do it. The law is really clear. When I arrived at work today, I was informed that Nancy called my job and gave them all of my case information. I will be reporting this Mr. Chase ASAP. I also received a call from 1-904-647-8123. This is bogus!!!