Lawsuit against my name and SS#, for a online payday loan that I supposedly did in 2010 with BMG. Girls name was Emma. Total scam since I've never done one. And then told me the name of the bank that it was deposited in, which I've never EVER had an account with that bank.
But she didn't have contact info for this BMG
I just received the same phone call from someone named Rebecca Woods at this same number saying I needed to repay a loan from BMG Premier Capital which I have never used for a loan.
How can I verify whether or not a debt collector is legitimate?
Here are a few warning signs that could signal a debt collection scam:
The debt collector threatens you. Legitimate debt collectors probably won't claim that they'll have you arrested or claim that they or their employees are law enforcement officers.
The debt collector refuses to give you information about your debt or is trying to collect a debt you do not recognize. You have certain rights to ask a debt collector to verify the debt. You can use this sample letter to request this information. Ask for an explanation in writing before you pay.
The debt collector refuses to give you a mailing address or phone number.
The debt collector asks you for sensitive personal financial information. You should never provide anyone with your personal financial information unless you are sure they're legitimate.
If you think that a caller may be a fake debt collector:
Ask the caller for his or her name, company, street address, telephone number, and professional license number. Many states require debt collectors to be licensed. Check the information the caller provides you with your state officials, or the state in which the debt collector holds a license. If the caller refuses or is unable to provide you with information about his company, or if you can’t verify the information he provides, do not give money to the caller or company.
Tell the caller that you refuse to discuss any debt until you get a written "validation notice." This notice must include:
The amount of the debt
The name of the creditor you owe
A description of certain rights under the federal Fair Debt Collection Practices Act
If a caller refuses to give you all of this information, consider requesting this information in writing or seeking assistance before paying the debt to make sure the debt, and the company, are valid.
Tip: You can consider sending the collector a letter requesting the information by using one of the CFPB's sample letters. You can also submit a complaint to the CFPB or you can contact your state Attorney General’s office.
Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know the company or person you are talking with is a real debt collector. Scam artists, like fake debt collectors, can use your information to commit identity theft such as:
Charging your existing credit cards
Opening new credit card or checking accounts
Writing fraudulent checks
Taking out loans in your name
Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
Report the call. Submit a complaint with the CFPB or get in touch with your state Attorney General's office with information about suspicious callers.
Stop speaking with the caller.If nothing else works and you believe the calls are fraudulent, send a letter demanding that the caller stop contacting you, and keep a copy for your files.
Tip: You can use this sample letter to write a letter demanding the debt collector stop contacting you. By law, real debt collectors must stop calling you if you ask them to in writing.
Tip: If you're having trouble with debt collection, you can submit a complaint with the CFPB online or by calling (855) 411-CFPB (2372).
ID themselves as Mediation Services. Said they are in New York state. The name Rebecca Woods also turns up on 800notes calling from something called "Alliance".
Looks like a debt scamming operation to me.
NYS Department of State
Division of Corporations
Entity Information
The information contained in this database is current through March 13, 2015.
Selected Entity Name: MEDIATION SERVICES LLC
Selected Entity Status Information
Current Entity Name: MEDIATION SERVICES LLC
DOS ID #: 2253573
Initial DOS Filing Date: APRIL 27, 1998
County: KINGS
Jurisdiction: NEW YORK
Entity Type: DOMESTIC LIMITED LIABILITY COMPANY
Current Entity Status: ACTIVE
Selected Entity Address Information
DOS Process (Address to which DOS will mail process if accepted on behalf of the entity)
C/O ZEV KLEINER
1541 EAST 21ST STREET
BROOKLYN, NEW YORK, 11210 (Beat up single family residence)
Registered Agent
NONE
Yep got a call to day from Emma, told her it was a scam hung up. They called back left a message so I called them back said it was a scam but I would talk to her supervisor, got transfered to a Mrs Bishop who I told I believe this was a scam but I would listen to her spiel but she said "well if I believed it was a scam she would not waste her time talking to me and just signed off on the papers to be served to me" I am sure she thought that would scare me into calling back but it is nothing but a scam. If you owe money to a company they are going to send you something in writing to begin with before they would even call and it wouldn't be years after the fact. i have gotten so many of these payday scams its crazy. Wish there was a way to hunt these animals down and make them pay for scaring and scamming people!!
I got a message today from the 904-930-4330. A young girl said legal papers to be filed under my SS#. Told me to call back to speak with my case worker. Never mentioned my name in the call. I'm sure a scam could not even make out name of company. Like I said did not even state my name. Who is this company