Recied a call from a woman on 6/9/15 stating that I had 2 hours to call 1-844-416-7133 or a summons would be issued for a civil suit gave me a case # of 15-130346, called said 844#, they asked for my case #, then transferred me to Case Manager/ Litigation Attorney James O'Neal, he claimed to be from Sage Lincoln financial legal firm, at 3281 E.Guasti Rd. 7th floor Ontario, CA 91761,telephone # 909-284-9032, fax # 909-256-0644 email address
[email protected] & website address slfinancial.net , James O'Neal who threatened me with court, jail,wage garnishment, ect. He spit out some common knowledge legal terms, he also said if I didn't pay 100$ per month/ $82 per month if I was disabled that they could add fee's ect. The amount he claimed I owed to TD Bank was $1521.04, gave me the wrong account # too! I asked for a letter to be sent via us mail to bring to my attorney to review. He said that they do not send letters in the mail and would need to send me a repayment contract via email, I created an email account specifically for communication with this supposed debt collection. So he offered for me to either send payment to the above mentioned address via check or money order or bank note, or I could deposit in any Bank of America the account # 325018628887 trustee account for their legal firm. So I said I was calling TD Bank ( TD Banknorth )collection unit to verify the information. So I called TD Banknorth collection unit, the account # was wrong, the amount was wrong,and that my account had been sold May 2013 to Diversified Funding Network at 1-855-366-8584, called above mentioned company they said the account has been sold in April 2014 to a company called Southwestern Investors at 716-508-3672, called above named company who informed me the debt had been sold May 1st, 2014 to JTM Capitol Management 1-866-651-7763, called the above mentioned company wh informed me that they sold the account on June 4th, 2015 to Portfolio Solutions Group at 909-225-3355, well called the phone # a man answers and states they out source all bank debt to S.L. Financial at 909-284-9032, which is James O'Neal #. So I look up Portfolio Solutions Group their only office is in Chicago, IL and they do not have any in CA nor do they handle collections, so I informed them and gave them the # which btw is an AT&T cellular phone number in Ontario, CA, So I then contacted the Attorney General's Office in CA, The Federal Trade Commission of CA to report all information. Also searched the Bar Association of California for James O'Neal whom does not exist, searched the BBB of California no such buisness entity exists or attorney name, reported the fraudulent information on them. I have also today 6/19/15 received a email from James O'Neal with a pdf.attachment with a "contract of payment" They not only are using my wrong name, address, debt amount, debtor, and its poorly written, I should know I'm currently in my 2nd year Paralegal Associates Degree, so please all consumers DO NOT CALL BACK IT IS A SCAM, REPORT AND SAVE ALL INFORMATION AND should they catch these people I will be hiring an attorney for a lawsuit against all individuals involved for all damages applicable by the state and Federal laws. Thank you for reading and please be aware that there are many scumbags out there looking to prey on people who may not be knowledgeable about their consumer rights, on debt collection practices. Have a great day!